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Helpful articles to guide you through all things IVA related

Can I Get A Joint IVA?

Typically, IVAs are individual debt solutions, but for couples experiencing debt owed, a joint arrangement is one of the possible debt management solutions to consider.

How Will An IVA Impact My Life?

In this guide, you’ll learn more about how an IVA will impact your life and whether it’s an option for you and your financial circumstances.

How Can An IVA Fail?

There are many ways an Individual Voluntary Arrangement can fail, and this guide will discuss those different ways as well as what to do if you find yourself in this situation.

How Will An IVA Affect My Credit Rating?

Many people wonder “How will an Individual Voluntary Arrangement (IVA) affect my credit rating?”. Read our helpful guide to learn how an IVA affects your credit file.

Can I Pay My IVA Off Early?

Here, we’ll look at whether you can settle your IVA early, if it’s the right decision for you, and how to go about it if you find yourself with enough funds to do so.

How Long Does An IVA Last?

One question often asked is how long an IVA will typically take to end. Whilst there might be similarities in when IVAs end, not all IVA journeys will end at the same time.

What are the Pro’s and Con’s of an IVA?

In this article, we’ll look at one of the options available to you – an individual voluntary arrangement (IVA). We’ll take you through what it is and the pros and cons of getting an IVA.

IVA or Debt Management Plan

IVAs are a common option for debtors, since they are legally binding agreements that allow you to pay off your debts at a reasonable rate over usually five to six years.

How does an IVA work?

An individual voluntary arrangement, also known as an IVA, maybe the best option if you are having difficulty making debt repayments. How does an IVA work, though?

Hiding money from IVA – What you need to know

In this guide, we’ll look at hiding money from IVA agreements and whether it’s even possible. We’ll also go through whether the IVA company will be able to see your bank accounts.

IVA and Car Finance

Some may find borrowing money from a credit broker to buy a car when you have an IVA in place challenging. However, providing you can handle car costs alongside monthly repayments, a car finance credit agreement is possible.

IVA vs Bankruptcy – which is right for you?

Both IVAs and bankruptcy are potential options if you owe money that you’re unable to pay off. This guide will take you through everything you need to know about IVAs and bankruptcy.

Can you get a mortgage with an IVA?

Need help finding a mortgage with an IVA? At IVA Helpline we’re here to help you. Below you can find answers to some of the most sought-after questions about an IVA mortgage.

How to choose the right IVA company

In this article, we’ll talk you through the basics of how to find the best IVA company, what key terms such as an ‘insolvency practitioner’ mean, and how to feasibly find the best debt solutions.

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