Chris Richards

Chris is a seasoned professional with an extensive background in IT, personal finance, and consumer debt advice. His career began in the IT industry, where he quickly made a name for himself by combining his technical expertise with a keen understanding of customer needs. In 2012, Chris made a bold career change by founding Council Tax Advisors, a not-for-profit organisation aimed at assisting individuals struggling with Council Tax debt.

Debt Help

Can A Debt Management Plan STOP Bailiffs?

Confronting debt problems is no easy task, especially when the threat of bailiff enforcement agents looms large. The prospect of debt collectors knocking on your door and demanding immediate payment is undoubtedly disconcerting.

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Debt Help

What Is Statute Barred Debt?

The statute of limitations, often known as the Limitation Act 1980, specifies that a creditor has a limited time to pursue a debtor for payment. When the stipulated time limit passes, the debt becomes statute-barred.

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Articles

What Is A Warrant Of Control?

If a creditor successfully obtains a County Court Judgment (CCJ) against you and you don’t pay, the creditor may request a Warrant of Control from the court.

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Money Tips

How To Write Off Debt In The UK

In the United Kingdom, there are three methods to have your debt written off. Each has a unique mix of benefits and drawbacks, so assessing them against exceptional circumstances is critical.

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CCJ

What Is A Discharged CCJ

Discharged judgments confirm you have satisfied a judgment against you in the statutory period and are removed from your credit report.

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Articles

How To Apply For A Government Crisis Loan Online

A Crisis Loan is a government loan that the UK offered to those who were experiencing financial problems; specifically to cover their daily living expenses.

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Articles

How To Deal With A Default Notice

It can be incredibly worrying to receive a default notice, but it’s important to take a second to breathe. You won’t be the first person to miss payments to a lender, and you certainly won’t be the last.

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